Our Fiduciary Commitment
Your finances, goals, and needs are incredibly personal, so you should only work with an advisor you trust. Choosing the right advisor can be the difference between building sustainable wealth that allows you to live out your passions and outliving your money in retirement. It makes all the difference.
At Harvest Asset Group, we treat our clients the way we would want to be treated. We’re an independent, fee-only firm, which means our clients are our sole source of income. We don’t receive kickbacks from investment and insurance companies. We seek to minimize all conflicts of interest. This type of transparency allows us to treat our clients with honesty and integrity as if they were family.
When you work with us, you can have confidence knowing we act in your best interest 100% of the time. We’re dedicated to long-lasting client relationships and helping you reach your financial goals. What matters to you, matters to us.
Our Fee-Only Model
We’re an independent, fee-only firm. This means that every physician and pre-retiree that works with us can have peace of mind knowing your best interests are our best interests. We don’t sell products of any kind. We don’t earn a commission. We’re not obligated to meet benchmarks set by an employer. Our sole source of income is from our clients, which allows us to act as your advocate — fully putting your needs before our own.
We’re committed to providing you with the best financial advice with no conflicts of interest. We act with undivided loyalty and provide full transparency around our compensation and investment approach.
Our Investment Philosophy
At Harvest Asset Group, we use a disciplined investment approach that’s backed by decades of hard evidence and data. Rather than focus on short-term trends, we help physicians and pre-retirees build sustainable wealth through sound economic philosophies and market efficiency.
Your portfolio is a means to an end where assets are aligned to help meet and support your overall financial goals. We believe a successful investment strategy is one which is integrated with other elements of your financial plan. Investments play an important role in achieving your long and short range financial goals.
The focus of our investment advisory services is to help manage risk while targeting long-term investment returns desired for the success of your overall financial plan. While it is important to recognize that the objectives of your portfolio cannot be achieved without a certain amount of risk to principal, there are a number of measures which we will employ to help manage investment risk. Some of these measures include:
- Investment strategy integrated with financial plan to ensure alignment of investments with goals and personal circumstances.
- Diversification among asset classes and within each broad asset class.
- Systematic re-balancing of investments.
- Focus on selection of investment assets and related risk with anticipated need for asset withdrawal.
- Communications between advisor and client to help ensure relevant information is considered within the investment strategy.
As fee-only fiduciary advisors, we have access to thousands of investment options and strategies, which enables us to create a financial plan and portfolio that perfectly aligns with your risk tolerance, time horizon, needs, and goals. From there, we implement and monitor your strategy and make adjustments as needed.
